Debt Consolidation Loans

Debt Consolidation Loans

Have you ever avoided your mailbox, conscious of the stack of bills waiting for you? By simply combining everything owed into a single loan with a competitive rate, this hassle can be eliminated.

Paying various interest rates to multiple vendors at different times becomes a thing of the past. Simplify your life today with a debt consolidation loan from First Jersey.

  • Summary
  • Disability & Credit Life Insurance
  • Summary

    • Competitive interest rates
    • Eliminate paying multiple bills to multiple vendors
    • Simplify bill pay with one payment
    • Commitment to one-to-one service
    • Streamlined application process
    • $10 minimum balance in the Share Savings account is required to apply for this loan
    View our current rates.
  • Disability & Credit Life Insurance

    In the event that an unfortunate accident should occur, be prepared with loan insurance. This plan makes loan payments up to the policy limits should you become disabled or pass away before your loan has been paid off. Add peace of mind, knowing you and your family are always covered.


    • Available to First Jersey members at nominal cost
    • Receive quick loan payments following an unforeseen event*
    • Covers loan payments up to the policy limits should you become disabled or pass away
    • Coverage for yourself and your family for unforeseen circumstances

    Loan insurance is provided to First Jersey Credit Union members through CUNA Mutual Group.

    *Disability & Credit Life Insurance will pay your loan payments after 14 days of disability when claims are filed promptly.