LOANS & CREDIT

Debt Consolidation Loans

Debt Consolidation Loans

Have you ever avoided your mailbox, conscious of the stack of bills waiting for you? By simply combining everything owed into a single loan with a competitive rate, this hassle can be eliminated.

Paying various interest rates to multiple vendors at different times becomes a thing of the past. Simplify your life today with a debt consolidation loan from First Jersey.

  • Summary
  • Debt Protection
  • Summary

    • Competitive interest rates
    • Eliminate paying multiple bills to multiple vendors
    • Simplify bill pay with one payment
    • Commitment to one-to-one service
    • Streamlined application process
    • $10 minimum balance in the Share Savings account is required to apply for this loan
    View our current rates.
  • Debt Protection

    Member’s Choice™ Borrower Security is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements help ease the enrollment process.

    Ask about protecting your loan payments

    If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Member’s Choice™ Borrower Security will cancel or waive your loan payment(s), up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
    • Loss of life, including those caused by acts of war
    • Disability, including those caused by acts of war
    • Involuntary unemployment
    Call the Loan Department at 973.305.8889 and ask about protecting your loans, today.