LOANS & CREDIT

Fixed Home Equity Special

Fixed Home Equity Special

Special_HomeRate

We know you work hard to make timely mortgage payments and keep up with your home. Utilize the equity you’ve built in your home as collateral for a Fixed Home Equity Loan. Other special rates and terms are available.  Contact the loan department for details.

  • Summary
  • Summary

    • Fixed rates that start low and stay low
    • Fixed monthly payment through the life of the loan
    • Approval amount based on equity in home
    • Interest may be tax deductible, consult a tax advisor
    • Use for most any purpose
    • Streamlined application process
    • $10 minimum balance in the Share Savings account is required to apply for this loan

    *The Annual Percentage Rate (APR) is valid on new 3 or 5 Year Home Equity Loans closed after 2/1/17. Rates vary based on credit worthiness and are subject to change at any time. Available for 1-4 family, owner-occupied properties in New Jersey. Homeowners insurance is mandatory, flood insurance may be required. A mortgage recording fee of $100 is due at closing, subject to change based on county regulations. This offer does not apply to current FJCU credit lines or fixed loans. An application fee of $150 is due with the application, which will be refunded at closing. Maximum loan to value is 80%. We are not responsible for errors and omissions. Contact the Loan Department for details.