Fixed Home Equity Special

Fixed Home Equity Special


We know you work hard to make timely mortgage payments and keep up with your home. Utilize the equity you’ve built in your home as collateral for a Fixed Home Equity Loan. Other special rates and terms are available.  Contact the loan department for details.

  • Summary
  • Summary

    • Fixed rates that start low and stay low
    • Fixed monthly payment through the life of the loan
    • Approval amount based on equity in home
    • Interest may be tax deductible, consult a tax advisor
    • Use for most any purpose
    • Streamlined application process
    • $10 minimum balance in the Share Savings account is required to apply for this loan

    *The Annual Percentage Rate (APR) is valid on new 3 or 5 Year Home Equity Loans closed after 2/1/17. Rates vary based on credit worthiness and are subject to change at any time. Available for 1-4 family, owner-occupied properties in New Jersey. Homeowners insurance is mandatory, flood insurance may be required. A mortgage recording fee of $100 is due at closing, subject to change based on county regulations. This offer does not apply to current FJCU credit lines or fixed loans. An application fee of $150 is due with the application, which will be refunded at closing. Maximum loan to value is 80%. We are not responsible for errors and omissions. Contact the Loan Department for details.