SHARE CERTIFICATES

Share Certificates (CDs)

Share Certificates (CDs)

Give your savings a boost without any risk or stocks to watch. Earn higher returns than a savings account with a fixed-term share certificate.

Simply pick a term, lock in a rate, and save your precise amount of money. No surprises involved. Investment without the risk—that’s a sure way to save.

  • Summary
  • Youth Share Certificates
  • Summary

    • $1,000 minimum deposit to open
    • Dividends compounded daily and paid monthly
    • Higher returns than savings accounts
    • Guaranteed, fixed rate for term of the certificate
    • Terms from 6 months to 5 years
    • Penalty on earnings for early withdrawal
    • $10 minimum balance in the Share Savings account is required to open this account
    View our current rates.
  • Youth Share Certificates

    You understand the value of safely setting aside money, shouldn't your children? A Youth Share Certificate not only helps children set aside money for important things in their lives, but also helps them see the value of saving first hand. Thus providing a solid foundation to build off of in the future.

    Summary

    • Available to members 18 and under
    • $250 minimum deposit to open
    • Dividends compounded daily and paid monthly
    • Higher returns than savings accounts
    • Guaranteed, fixed rate for term of the certificate
    • Terms from 6 months to 5 years
    • Help children learn the value of saving early
    • Penalty on earnings for early withdrawal
    • $10 minimum balance in the Share Savings account is required to open this account