What's New

 

Announcing Debit Card Rewards!

FJCU Debit Card

Get Points for Everyday Purchases with your First Jersey MasterCard Debit Card. You can now automatically earn reward points with every purchase. Just choose "credit" every time you use your First Jersey MasterCard debit card. It is fast, convenient, and you don't have to enter your PIN - just swipe and sign! You'll automatically receive 1 point for every $2 in purchases you make. You can redeem your reward points for a variety of gifts of your choice. For details, visit www.BonusOneRewards.com or call 1-866-669-2427.

Plus, there's no need to sign up! If you have a First Jersey Credit Union MasterCard debit card, you are already earning points. Your reward point balance appears at the end of your monthly statement. Don't have a card? Contact Member Services to apply today.

E-statements Now Available

E-Statements are a safe, convenient and FREE way to view, save and print your account statements all through the click of a button. You can access your statements 24 hours a day, 7 days a week, by logging into Virtual Branch, our secure online banking website. E-Statements include all the same information that you receive with a paper statement including your check images and any Notices or important information from First Jersey. Click here for more information.

New Youth Certificate of Deposit

FJCU Youth CD

We are now offering a new Youth CD available to members 18 and under. Minors can start planting the seeds for their future with this new Certificate! The Youth CD is available to members where the primary member is 18 or younger. Mighty Saver, Student’s First Choice and Custodial Accounts all qualify. The Youth CD minimum balance can be as low as $250, with terms from 6 months to 5 years. Click here for current rates.

3/1 ARM Special Offer!

Reduce your monthly mortgage payment with our special 3/1 ARM. Your interest rate will be fixed for 3 years at the low rate of just 4.99% (5.222% APR). That’s just $539.21 (in monthly principal and interest payment) for each $100,000 that you finance (taxes and insurance are extra).

Refinance your existing mortgage or purchase a new home while the prices are lower. Either way, you’ll pay a low interest rate for the first three years of your mortgage, when the principal balance is at its highest. You could save thousands of dollars in interest expenses! Your interest rate may adjust after the initial 3 year term.

All loan applications are subject to underwriting review and this offer is available only to qualified applicants.
Contact the mortgage department today to learn more about our 3/1 ARM special and all of our other competitive mortgage products.

Vacation Loan

FJCU Vacation Loan

First Jersey Credit Union is pleased to offer a limited time Vacation Loan at a special rate as low as 6.24%. But hurry in, this offer expires August 31st, 2008. For complete details, please contact a First Jersey Credit Union loan representative.