 |
 |
 |
 |
 |
|||
 |
Loan Rates
Consumer Loans
| Loan Type | Descripton | Annual Rate |
| Share Secured | 3% above regular share rate | 4.00% |
| Share Secured - SS $2,500 | 3% above super saver rate | 4.25% |
| Share Secured - SS $10,000 | 3% above super saver rate | 4.50% |
| Share Secured - SS $100,000 | 3% above super saver rate | 5.00% |
| Certificate Secured |
3% above your certificate rate
|
|
| Personal - up to 5 year term | As low as | 8.00%* |
| Vacation Loan |
As Low As
|
6.24%*
|
| Overdraft Line of Credit | Prime + 4.65 | 9.65% |
| Cash Line of Credit | Prime + 4.65 | 9.65% |
| VISA Share Secured | Prime + 7% | 12.00% |
| VISA Classic | Prime + 6% | 11.00% |
| VISA Gold | Prime + 2.4% | 7.40% |
| VISA Platinum | Prime + 0% | 5.00% |
Auto/Motorcycle/Boat Loans
| Loan Type | Term (Years) | With Auto Deduction | Without Auto Deduction |
| Rates As Low As | |||
| New Car | 2, 3, 4, 5, 6, 7 | 5.99%* | 6.49%* |
| Used Car | 2, 3, 4, 5, 6 |
5.99%* |
6.49%* |
| New Boat/Motorcycle | 2, 3, 4, 5, 6, 7 | 5.99%* | 6.49%* |
| Used Boat/Motorcycle | 2, 3, 4, 5, 6 |
5.99%* |
6.49%* |
* The annual percentage rate (APR) you receive is based on your credit worthiness. Automatic deduction requires payment to be withdrawn from a First Jersey Account. Contact the Loan Department for additional details.
All loans are granted on the applicant's ability to repay and the credit profiles obtained through an agency of our choice. Credit Disability Insurance is available at a nominal cost which will pay your loan payments after 14 days of disability, when claims are filed promptly.
We are not responsible for errors and omissions.
Current Prime Rate: 5.00%
Last Updated: 5/1/08
