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Home Equity Loans
Home Equity Loans and Line of Credit
| Loan Type | With Automatic Deduction | Without Automatic Deduction |
| Rates As Low As | ||
| 3 Year Fixed | 4.74%* | 4.99%* |
| 5 Year Fixed | 5.24%* | 5.49%* |
| 10 Year Fixed | 5.49%* | 5.74%* |
| 15 Year Fixed | 5.99%* | 6.24%* |
| 20 Year Fixed |
6.24%* |
6.49%* |
| HE Line of Credit | N/A | 3.50%* |
* The annual percentage rate (APR) you receive is based on your credit worthiness. Automatic deduction requires payment to be withdrawn from a First Jersey Account. The Home Equity Line of Credit is an adjustable rate with a floor of 3.50%. Contact the Loan Department for additional details.
All loans are granted on the applicant's ability to
repay and the credit profiles obtained through an agency of our choice.
Credit Disability Insurance is available at a nominal cost which will
pay your loan payments after 14 days of disability, when claims are
filed promptly.
We are not responsible for errors and omissions.
Last Updated: 2/1/10
Current Prime Rate: 3.25%
