Savings and Investment Accounts

Savings Accounts

We offer a wide variety of Savings and Investment accounts, all of which earn highly competitive rates of return.

• Share Savings Account ($50 minimum)
  Deposit a minimum of $50 and maintain at least that amount to keep the account open.
• New Baby Accounts (Custodial)
  We will match the initial deposit of $50 for accounts opened for a child up to 12 months old.
• Super Saver Account ($2,500 minimum)
  Deposit and keep a minimum balance of $2,500. Deposits and withdrawals must be at least $500. Once your balance reaches $10,000, you'll receive a higher interest rate.
• Holiday Club Account ($10 minimum)
  A terrific way to save for next year's holiday shopping! This 50-week savings plan can be opened in any amount you determine from October 1 through December 31. Deposits can be made through direct deposit, in-person or through the mail. Additional deposits can be made at any time, and in any amount.
• Vacation Club Account ($10 minimum)
  The Vacation Club Account can be opened at any time with a $10 minimum deposit. Additional deposits can be made at any time, and in any amount. Funds can be withdrawn at any time.
• Download our Savings Accounts brochure

Investment Accounts

• Share Certificates of Deposit ($1,000 minimum)
  Interest is compounded daily and paid monthly. Terms are available from six months to five years.
• Download our Share Certificates brochure

IRA Accounts

We offer various IRA accounts, each customized to fulfill your individual needs. Compare our IRA accounts or view the summaries below:

• Traditional IRA
  A traditional IRA offers tax-deferred earnings and the possibility for tax-deductible contributions.
• Roth IRA
  While contributions are not tax-deductible, most of the contributions may be withdrawn tax-free. This is very helpful for anyone who may want or need to tap into their IRA several years down the road.
• IRA Share Certificate ($1,000 minimum)
  A full line of IRA Certificates are available including Traditional, Roth and Coverdell Education Savings Accounts. Terms are available from one to five years.
• Coverdell Education Savings Account
  A Coverdell Education Savings Account allows parents to rest easy knowing that their financial contributions will help pay for costs including qualified elementary and secondary educational expenses. Unlike traditional IRAs, contributions to a Coverdell ESA aren't tax deductible. However, a Coverdell ESA offers tax-free withdrawals - including earnings.
• Download our IRA brochure

Share Policy: All accounts are insured up to $100,000 by NCUA. IRA accounts are insured for an additional $100,000 per account.