Mortgages and Home Equity

Announcing First Jersey Credit Union’s New First Mortgage Program! Buying a home is a big deal – typically one of the largest transactions that you’ll ever make. Turn to First Jersey Credit Union for trustworthy assistance along the way.

Mortgages

• Fixed Rate Mortgages
• 15, 20 and 30 year terms available

• Adjustable Rate Mortgages
• Rate can be fixed for the first 1, 3, 5 or 7 years, and adjust annually thereafter
• For your protection, loan rate can not increase or decrease more than 2% per year and, 6% for the life of the loan

For Mortgage information or rates, please call 800-454-7206 or click here.

Home Equity

• Fixed Home Equity Loan
• 3, 5, 10, 15 and 20 year terms available
• Borrow a lump sum of money at a fixed rate that starts low and stays low

• Home Equity Line of Credit
• 15 Year term available
• Draw from your line at any time and use only what is needed
• Direct Link allows you to access your line at any time with free check writing privileges
• For your protection, loans can not increase or decrease more than 2% per year and, 6% for the life of the loan

For Home Equity information or rates, please call 800-454-7206 or click here.

Download our Mortgage Loan brochure

Download our Home Equity brochure

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