Announcing
First Jersey Credit Unions New First Mortgage Program! Buying
a home is a big deal typically one of the largest transactions
that youll ever make. Turn to First Jersey Credit Union for trustworthy
assistance along the way.
Mortgages
- Fixed Rate Mortgages
- 10, 15, 20, 30 and 40 year terms available
- Adjustable Rate Mortgages
- Rate can be fixed for the first 1, 3, 5 or 7 years, and adjust
annually thereafter
- For your protection, loan rate can not increase or decrease more
than 2% per year and, 6% for the life of the loan
- 15/15 Interest First
- Interest only payments are made for the first 15 years then principal
& interest payments will be required for the final 15 years.
Members can make prepayments towards principal anytime
- 10/20 Interest First
- Interest only payments are made for the first 10 years then principal
& interest payments will be required for the final 20 years.
Members can make prepayments towards principal anytime
- Flex 97
- 30 year fixed rate program that only requires a 3% down payment
- Flex 100
- 30 year fixed rate program that requires no down payment
For Mortgage information or rates, please call 800-454-7206
or click
here.
Home Equity
- Fixed Home Equity Loan
- 3, 5, 10, 15 and 20 year terms available
- Borrow a lump sum of money at a fixed rate that starts low and
stays low
- Home Equity Line of Credit
- 15 Year term available
- Draw from your line at any time and use only what is needed
- Direct Link allows you to access your line at any time with free
check writing privileges
- For your protection, loans can not increase or decrease more than
2% per year and, 6% for the life of the loan
For Home Equity information or rates, please call 800-454-7206 or
click here.
Download our Mortgage
Loan brochure
Download our
Home Equity brochure
Disability & Credit Life Insurance
Credit Disability Insurance is available at a nominal cost which
will pay your loan payments after 14 days of disability, when claims
are filed promptly. Click
here for a loan calculator to help you decide on your best course
of action.