Mortgages and Home Equity

Buying a home is a big deal – typically one of the largest transactions that you’ll ever make. Turn to First Jersey Credit Union for trustworthy assistance along the way.

Mortgages

  • Fixed Rate Mortgages
    • 15, 20 and 30 year terms available
  • Adjustable Rate Mortgages
    • Rate can be fixed for the first 1, 3, 5 or 7 years, and adjust annually thereafter
    • For your protection, loan rate can not increase or decrease more than 2% per year and, 6% for the life of the loan

For Mortgage information or rates, please call 800-454-7206 or click here.

Home Equity

  • Fixed Home Equity Loan
    • 3, 5, 10, 15 and 20 year terms available
    • Borrow a lump sum of money at a fixed rate that starts low and stays low
  • Home Equity Line of Credit
    • 15 Year term available
    • Draw from your line at any time and use only what is needed
    • Direct Link allows you to access your line at any time with free check writing privileges
    • For your protection, loans can not increase or decrease more than 2% per year and, 6% for the life of the loan

    For Home Equity information or rates, please call 800-454-7206 or click here.

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