Products & Services

First Jersey Credit Union offers warm, friendly and speedy service from people who take the time to really get to know you. At First Jersey, you're part of the family.

Because different members have different financial goals, we have different accounts to choose from, including:

  • Checking benefits with financial freedom plus earn reward points when you use your FJCU Debit Card.
  • Safe and secure, your savings accounts earn competitive dividends with a minimum balance of just $10 - and the bigger your balance, the bigger the rate.
  • Enroll your child in our Mighty Savers Kids' Account and start teaching your kids the good habits of saving.
  • The Student's First Choice package offers a full line of products to support students' hard work and dreams.
  • Loans for your entire life - auto, boat, motorcycle vacation, holiday, tax, education, and more - at rates consistently lower than other institutions.
  • We offer a wide range of Mortgages & Home Equity Loans, interest rates and terms, giving you the opportunity to find the best loan that fits your needs.
  • A full line of Visa Credit Cards with no annual fee and no application fee.