Credit Cards

First Jersey Credit Union is proud to offer a full line of Visa® credit cards to match your specific need. Our competitive interest rates and generous credit limits make a FJCU Visa Credit Card the obvious choice. Our cards have no annual fee, no cash advance fee, and no application fee. Our rates are competitively low, which allows you to transfer balances from existing cards. Monthly payments are never more than 2% of your balance, and payments can be made directly from your First Jersey Checking or Savings account. Apply today to start experiencing the superior value and benefits of First Jersey Credit Union Visa card.

VISA Platinum

Earn Rewards Points on every purchase made with your First Jersey Platinum Visa credit card! There's no enrollment necessary and rewards add up quickly!. For more details on our Rewards Program,visit www.uchooserewards.com. This year's array of awards is our best ever, shaped by the discerning tastes of our valued members. You'll find many choices from everyday necessities to the luxurious. To redeem gift card and certificates, choose your path and start shopping.
Additional benefits of the Visa Platinum include:

  • CardCentives Premium
  • Warranty Manager Service
  • Travel Accident Insurance
  • Concierge Services
  • Price Protection
  • Personal Identity Theft
  • Auto Rental Collision Damage Waiver
  • Purchase Security and Extended Protection
  • Emergency Accident and Sickness Medical (and Dental)
  • VISA USA Travel Accident Insurance Program
  • No Annual Fee
  • No Cash Advance Fee

Visa Classic

Benefits of the Visa Classic Card include:

  • No Annual Fee
  • No Cash Advance Fee

Visa Share Secured

The Visa Share Secured card is a great way to establish or re-establish your credit history. Your Visa is secured with funds held in a savings account at First Jersey Credit Union. You'll earn interest on the funds as long as they are pledged as security for your Secured Visa.


Verified by Visa is a proven system that uses identity information or passwords to confirm the identity of cardholders during online transactions, helping prevent fraudulent purchases before they occur. Verified by Visa gives consumers confidence that they can use their Visa cards to make purchases online without fear of unauthorized usage-thus removing the major barrier to increased web commerce.
For more information or to sign up for Verified By Visa, please click here.

View Your Account Online - You may now view your First Jersey Visa Card online. Click here to log-in to your card.

To report your Visa Card lost or stolen, please contact Visa directly at 1.888.254.2780.

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