Free Checking

Checking Benefits with Financial Freedom!

Our Freedom Checking account gives you flexible and reliable benefits you can always rely on, all at a competitive rate of return. From direct deposit to online bill pay, from certified checks to electronic transfers, our checking services make transactions simple. Checking accounts include:

  • No minimum balance
  • Free Debit Card with rewards
  • No monthly fee
  • 50 FREE checks
  • Free Banking by Phone
  • Unlimited check writing
  • AMEX Travelers Cheques
  • Free online banking with bill pay
  • Overdraft Line of Credit available


Reorder your checks online with Harland Check Printers.


MasterCard Debit Card Reward Program

FJCU Debit Card

Earn points for everyday purchases with your First Jersey MasterCard Debit Card. Just choose "credit" every time you use your First Jersey MasterCard Debit Card. It is fast, convenient, and you don't have to enter your PIN - just swipe and sign! You'll automatically receive 1 point for every $2 in purchases you make. Choose from millions of options including gift cards, products, travel experiences, event tickets-a vast online rewards catalog filled with unlimited options is available. For details, visit www.uchooserewards.com.

There's no need to sign up! If you have a First Jersey Credit Union MasterCard Debit Card, you are already earning points. Your reward point balance appears at the end of your monthly statement. Don't have a card? Contact Member Services to apply today.

Surcharge-FREE ATMs via our CO-OP Network

The CO-OP Network provides access to 28,000+ surcharge-free ATMs throughout the country. For a list of locations, visit www.co-opnetwork.org.

Use your card at thousands of ATM locations worldwide and anywhere MasterCard Debit Cards are welcome. Your ATM card provides access to your account 24 hours a day, seven days a week at thousands of locations worldwide. With the PLUS or STAR systems, you will be able to access funds out of state and out of the country. Just look for the STAR or PLUS logos at ATM locations.

To report your MasterCard Debit Card lost or stolen, please contact MasterCard directly at 1.800.472.3272.